A-MAX helps Dallas drivers find affordable auto insurance tailored to their needs. As an independent agency, we compare rates from multiple carriers so you get options—not one-size-fits-all pricing. Pay only for the coverage you need and get help understanding Texas insurance requirements. Start your free quote online or visit one of our local offices to speak with an agent who knows the DFW area.
Affordable Auto Insurance in Dallas, TX
What Other Dallas Drivers Are Saying
A-MAX Locations In Dallas
Balch Springs Office (Balch Springs, TX)
Carrollton Office (Carrollton, TX)
Cedar Hill Office (Cedar Hill, TX)
Central Expwy Office (Dallas, TX)
Duncanville Office (Duncanville, TX)
East Grand Office (Dallas, TX)
Garland Rd Office (Dallas, TX)
Grand Prairie Office (Grand Prairie, TX)
Hwy 121 Bus Office (Lewisville, TX)
Illinois Ave Office (Dallas, TX)
Lancaster Office (Lancaster, TX)
Lewisville Office (Lewisville, TX)
Mckinney Office (McKinney, TX)
Mesquite Office (Mesquite, TX)
Northwest Hwy Office (Dallas, TX)
Spring Valley Office (Dallas, TX)
Stemmons Fwy Office (Dallas, TX)
W Jefferson Office (Dallas, TX)
Galloway Office (Mesquite, TX)
28th Street Office (Fort Worth, TX)
Alta Mere Office (Fort Worth, TX)
Burleson Office (Burleson, TX)
Haltom City Office (Haltom City, TX)
Hemphill Office (Fort Worth, TX)
Jacksboro Hwy Office (Fort Worth, TX)
Lancaster Ave Office (Fort Worth, TX)
Mansfield Hwy Office (Fort Worth, TX)
McCart Ave Office (Fort Worth, TX)
Meadowbrook Office (Fort Worth, TX)
N Main Office (Fort Worth, TX)
Richland Hills Office (N Richland Hills, TX)
Auto Insurance Resources & Helpful Links for Texans
How Much Does Car Insurance Cost in Dallas?
Car insurance rates in Dallas depend on driving history, age, vehicle type, and ZIP code. Heavy traffic on I-35, I-30, and LBJ Freeway, along with weather events like hail, can influence premiums. A-MAX compares rates across multiple insurers so you can find the most affordable option for your situation.
Key factors that affect Dallas car insurance rates include your driving record, claims history, credit rating, and the level of coverage you choose. When comparing quotes, look at both price and protection—different insurers evaluate risk differently, which is why A-MAX helps you compare multiple options quickly.
What Affects Your Auto Insurance Premium in Dallas?
Insurance companies look at several factors when determining your rate. Understanding them helps you choose the best coverage for your budget.
Common premium factors:
Driving record: Accidents and violations can increase rates; safe driving reduces them.
ZIP code: Some Dallas neighborhoods have higher accident or theft rates.
Vehicle details: Newer and higher-value cars cost more to insure.
Coverage selection: Liability-only is cheaper; full coverage offers more protection.
Annual mileage: Low-mileage drivers may qualify for discounts.
Safety features: Anti-theft systems and modern safety tech may lower your premium.
Multi-car policies: Insuring more than one vehicle with the same insurer may reduce costs.
A-MAX agents can help you review these factors and find opportunities to save.
Texas Minimum Coverage vs Full Coverage
Texas requires all drivers to maintain proof of financial responsibility. Here’s how minimum and full coverage compare:
Texas Minimum Liability Requirements (30/60/25)
$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage
Minimum liability pays for injuries and damage you cause to others. Many Dallas drivers choose higher limits or add full coverage, which includes:
Collision: Covers damage to your vehicle from accidents.
Comprehensive: Covers theft, hail, fire, vandalism, and non-collision damage.
Uninsured/underinsured motorist: Helps protect you from drivers with little or no insurance.
If your vehicle is financed or leased, your lender may require full coverage.
A-MAX can explain each option and help you choose the best fit.
Cheap Car Insurance Options in Dallas
Looking for cheap car insurance in Dallas? You may qualify for discounts and savings based on:
A clean driving record
Multiple vehicles insured
Prior insurance
Anti-theft devices
Defensive driving courses
SR-22 or high-risk driver filings (A-MAX can help with both)
Ask an A-MAX agent how to maximize savings and compare rates from multiple insurers.
Need SR-22 Insurance in Dallas?
If you need to file an SR-22 after a DUI, suspended license, or another violation, A-MAX can help you get same-day proof of financial responsibility. We work regularly with high-risk drivers in Dallas and can guide you through the process from start to finish.
Can I Get Car Insurance Without a License?
Yes. A-MAX offers solutions for drivers without a valid Texas license. Options may include insuring a vehicle you own, listing a licensed driver on the policy, or obtaining a non-owner policy. Visit a Dallas A-MAX office to determine the best approach for your situation.
Serving Dallas and the Surrounding Areas
A-MAX proudly serves the entire DFW Metroplex with convenient locations in:
Arlington, Fort Worth, Irving, Plano, Garland, Lewisville, and more.
Use our office locator to find the nearest A-MAX location for fast, friendly service.
Prefer Spanish? / ¿Prefieres español?
Nuestros agentes en Dallas pueden ayudarte con tu aseguranza de auto y ofrecer cotizaciones rápidas en tu idioma.
Ver página en español →
Get To Know Dallas
Dallas is one of Texas’ most dynamic cities, known for its culture, business hubs, and major landmarks. Historic attractions like the Sixth Floor Museum and the George W. Bush Presidential Library offer rich insight into the city’s past. Art lovers can explore the Dallas Museum of Art or take in views from the Reunion Tower observation deck.
Outdoor destinations like the Dallas Arboretum, Perot Museum of Nature and Science, and Klyde Warren Park provide plenty to explore. Dallas is also home to major sports teams, including the Cowboys, Stars, and Mavericks, making it a top destination for fans.
Dallas Auto Insurance FAQ
Compare quotes from multiple insurers and only pay for coverage you actually need. A-MAX is an independent agency, so we shop rates across carriers to help Dallas drivers find the best price for their situation.
Prices can be higher due to risk factors like heavy traffic on I-35, I-30, and LBJ, plus hail and other weather claims. Your ZIP code, driving record, vehicle, and coverage level also strongly impact your rate.
Texas requires 30/60/25 liability coverage: $30,000 injury per person, $60,000 per accident, and $25,000 property damage. This covers damage you cause to others, not repairs to your own car.
If your car is financed or leased, you usually do. Full coverage typically includes collision and comprehensive (theft, hail, vandalism), and many drivers also add uninsured/underinsured motorist for extra protection.
Yes. A-MAX can help you get SR-22 coverage and provide proof of financial responsibility quickly, often the same day, depending on your situation and carrier requirements.
Often, yes. Options may include listing a licensed driver on the policy or getting a non-owner policy, depending on your circumstances. A-MAX can help you choose the best compliant option.